How fast is wells fargo mobile deposit

If you have set up a default account, it will already be pre-selected. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

Enter the check amount. Make sure the amount entered matches the amount on your check, and select Continue. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:. Make sure your deposit information is correct, then select Deposit. You should keep the check secure for 5 days before tearing it up. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit.

Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Banking Accounts and Services. Loans and Credit Accounts and Services. Investing and Retirement Our Investing Services.

SmartAsset takes a brief look at the potential disadvantages of using mobile deposit. Generally, when you deposit a check at the drive-thru or teller window, you can expect to see at least some of the money credited to your account that same day.

When you deposit a check from your mobile device, it may take a little longer for your funds to become available based on what time of day the deposit was made. For example, mobile check deposits made after 6 p. Aside from the processing cutoff times, there are a few other things that can potentially affect how long it takes for the money to show up in your account. Some banks require you to make your deposits at an ATM or in-person at a branch once you reach a certain number of transactions or a specific dollar amount.

Here are answers to some common questions about check deposits. When you deposit a paper check, Wells Fargo must forward it to the bank on which it was written. There is a chance the check could be returned unpaid if the maker does not have enough money to cover the check. Wells Fargo uses information from the paying bank where available in determining when the money from the deposited check will be available to spend, and makes every effort to share the details with you when you are making the deposit.

When you deposit a paper check at a branch or an ATM, we credit the deposit to your account on that same business day if the deposit is made before the displayed cut-off time. Each check deposit is evaluated to determine if the bank can make all or a portion of your check immediately available for your use. There are a number of factors that determine whether a deposit receives immediate funds availability.

Typically, any funds that are not made available to you immediately are credited to your account during our next nightly processing and available for your use the following day. We typically process transactions Monday through Friday, excluding holidays. In some cases, all of the funds from a check deposit may not be available for several days.

This is called a hold on your deposit. Tip Direct deposit is a secure and convenient way to access recurring income on the day of deposit. Your deposit receipt provides the detail of when the funds will be available to you, including funds that are immediately available, available the next business day, or funds subject to a deposit hold. You can also use our convenient online, and mobile tools to track your deposits and determine your available balance at any time.

If a hold is placed on a deposit, you will be notified of the hold either by the teller, by mail, email, at the ATM, or through mobile deposit.